Excess Liability Policy - What Is It? 3816762268780510832-blid-2599694594499497251

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Often called secondary insurance, the excess liability is an insurance product that covers excess amounts occurring over the insured sum by your primary insurer. It provides and additional coverage which may include general liability, employers liability, a hired and non- owned auto liability policy etc. The policy offers an umbrella protection when claim settlements exceed payout limits of your basic insurance policy.